Professional help in resolving problem debts
We agree under any conditions
We will handle debt of any complexity
Financial company “Umbrella” started its activity in 2019. In June 2019 Company received licenses for factoring transactions, financial leasing, bail and guarantees, financial loans. The main area of activity of the Financial Company “Umbrella” is the acquisition of problematic debts of individuals and legal entities and the subsequent effective management of overdue debts. Financial Company “Umbrella” is a company that is constantly evolving and improving.
Financial Company “Umbrella” provides services in all regions of Ukraine with the involvement of highly skilled and experienced professionals who deal in both customer counseling, legal support, and direct debt collection.
Improvement of the financial market of Ukraine by acquiring troubled loan portfolios of insolvent banks and settling debts with debtors.
- A fair approach to all customers;
- Confidentiality of information;
- Professionalism and development;
- Tolerance and honesty;
- Compliance with ethical standards of communication;
- Compliance with the lawfulness of activities;
- Consistency in relationships with partners;
- Corporate culture;
- Focus on the result.
Pre-trial recovery of debts
This step is aimed at the recovery of arrears from a debtor in a voluntary way without reference to a court and / or executive service. It includes Soft-collection and Hard-collection. Soft-collection involves distance communication with the debtor and includes:
- Call-center calls;
- The distribution of SMS and voice messages;
- Mailing list;
- Meeting with debtors;
- Matching terms of repayment of debt.
Hard-collection involves direct contact with the debtor, usually at the place of residence and / or work, and includes:
- Conducting personal meetings with the debtor at the place of his residence and / or work;
- Checking the state of keeping the item of mortgage (mortgage);
- Sale of mortgaged property.
This stage involves the collection of arrears by appealing to the court for the purpose of coercive collection of money or foreclosure on mortgage (mortgage) property. Financial Company “Umbrella” takes about the process of collection of debts from the its beginning (preparation of the required package of documents) until the moment of its forced execution (application to the executive service and direct collection). At the same time, judicial enforcement does not exclude the execution by the debtor of his obligations at any stage of judicial settlement in voluntary way.
Ambrella Financial Company attracts investor funds to purchase mortgage-backed problem loan portfolios, and provides the investor with an earning a profit and a return on investment by settling the proceeds of the loan with the debtors. More information is available at the link
Information about ownership structure
Disclosure of information
- Information about the financial institution, its tariffs and time schedule
- Model agreement of financial leasing
- Model agreement of a loan, including on the terms of a financial loan
- Model warranty contract
- Model surety contract
- Model contract of factoring
- Financial Leasing Rules
- Terms of service of guarantees and suretyship
- Rules for providing factoring services
- Rules for the provision of funds as a loan, including on the terms of a financial loan